Auto Loans

Getting into the vehicle that's right for you is easiest with the financing terms that work for you - and that's what you'll get at Farmers and Merchants State Bank. Whether you're buying new or used, we offer low fixed rates that fit your budget and give you the chance to drive the vehicle you've got your heart set on.

Product Benefits:

  • Loans for cars, trucks or SUVs
  • Fix rates and a variety of terms to fit your needs
  • No prepayment penalty
  • Free online banking to view your account information with a checking account
  • Make your loan payment online for free

Personal Loans

If you need access to some extra cash - whether for a major purchase, a well-deserved vacation or just in preparation for something unexpected - a personal loan from Farmers and Merchants State Bank may be right for you. With a variety of credit terms and repayment options, we can structure your loan to suit your situation and needs.

  • Fixed rate and terms available
  • Variety of repayment options