• Access Your Accounts

    Mobile Banking is available to all customers. Check your balance, view and search your transaction history, anytime, anywhere. You'll be able to view all your Farmers and Merchants State Bank accounts in one easy glance – checking, savings, CD, credit card, home equity and mortgage loan accounts.

    To get started, download the app to your mobile device.

    From your desktop computer:

    Select the appropriate App Store Icon below (“iTunes Store” or “Play Store”) to download the app to your mobile device. You will need to sign in with your iTunes or Google Play account to download. The app will then appear in your available downloads on your device.

    Apple App Store    Google Play

    From your Mobile Device:

    Visit the "iTunes Store" or "Play Store" and search "F&M State Bank" to download.

    Once you have downloaded the app, enroll or sign in with your Online Banking User ID and Password. You can then set up a 4-digit passcode or Apple Touch ID® to access your account information faster in the future. Just tap More and Log In Options.

  • Security

    At Farmers and Merchants State Bank, security is always our top priority. Login is secure with your Online Banking User ID and Password, your 4-digit passcode and Touch ID.

    Account information is never stored on your phone and data transmissions are encrypted with the same secure technology as online banking.

  • Find an ATM or Branch

    Right from the home screen, you can locate the Farmers and Merchants State Bank branch or ATM closest to you by using the GPS on your mobile device.

  • Mobile Check Deposit

    With our mobile app, you can deposit checks without making a trip to the bank. Simply choose the account you’d like to deposit funds, enter the amount, take a picture of the front and back of your check, and submit. Like your other deposits, it will show up in your account detail once the check clears. You can also view images of previous checks you’ve deposited with the app.

  • Pay Your Bills

    You can pay your bills on the go. Make a one-time payment or set up a convenient recurring payment from your Farmers and Merchants State Bank checking account. Just set up your personal vendor or "payee" list right from your mobile device or desktop to schedule payments.

    How to Add a Payee from the App

    Transfer Funds

    It's also easy to transfer funds between your Farmers and Merchants State Bank accounts. Create a new scheduled transfer or review, edit or cancel pending transfers.

Your mobile carrier's message and data rates may apply.

Touch ID® is available on iPhone® 5s or later, iPad ProTM, iPad Air® 2, or iPad miniTM 3 or later. To use Touch ID you must have this feature turned on in your settings and have stored fingerprints.

Apple, the Apple logo, iPhone, iPad and Touch ID are trademarks of Apple Inc. App Store is a service mark of Apple Inc.

Android and Google Play are registered trademarks of Google Inc.