Farmers and Merchants State Bank was chartered in 1890. Over the years, F&M State Bank has grown tremendously with the acquisition of branches in Niobrara, Center, Crofton, Hartington and South Yankton, Nebraska.

Farmers and Merchants State Bank takes pride in being a family owned and oriented Bank. The combined efforts and dedication of the more than 28 employees make us a strong financial leader in northeast Nebraska. We look forward to taking the lead in providing financial products that meet our customer’s needs and wants.

Farmers and Merchants State Bank has a proven record in meeting community needs ranging from direct community support through the donations made to the Bloomfield Community Center, the Bloomfield Community Library, the Niobrara Golf Course, the Niobrara School Playground, the Crofton Golf Course, the Hartington Library, the Center Centennial, as well as local scholarship programs at all of the schools in the communities we serve, to the adaptation of new technologies and services we offer. We are proud to present our latest technology product, Internet Banking, for your approval and convenience.

Farmers and Merchants State Bank offers a variety of services including Safe Deposit Box Rentals, Cashier Checks, Money Wires, Direct Deposit, and Visa Check Card or ATM Cards. We also do our own check printing at our Center Branch location to provide fast, competitively priced service to you, our customers.

Locations

Farmers and Merchants State Bank

103 N Broadway
PO Box 69
Bloomfield, NE 68718

Phone: 402-373-4321
Fax: 402-373-4597

Lobby Hours:

Monday-Friday 9:00 am to 3:30 pm

Drive Thru Hours:

Monday-Friday 8:00 am to 3:30 pm
Saturday 8:00 am to Noon

Employees:

  • Martin G. Cayler, President
  • Kelly Kumm, Executive Vice President
  • Travis Barney, Loan Officer
  • Lois A. Hopkins, Cashier
  • Kim Alexander, Assistant Cashier
  • Cecelia Eckmann, Teller
  • Jennifer Mertens, Teller
  • Amanda Hanson, Teller
  • Cammi Nielsen, Teller
  • Cindy Bruns, Teller

Crofton

Farmers and Merchants State Bank

2nd & Kansas
PO Box 188
Crofton, NE 68730

Phone: 402-388-4344
Fax: 402-388-4350

Lobby Hours:

Monday-Friday 8:30 am to 3:30 pm

Drive Thru Hours:

Monday-Friday 8:00 am to 3:30 pm

Employees:

  • Alvin E. Nelson, Vice President
  • Elaine Woockman, Teller
  • Jody Neuhalfen, Teller
  • Lori Mueller, Teller
  • Tara Arens, Teller

Center

Farmers and Merchants State Bank

301 Main Street
PO Box 167
Center, NE 68724

Phone: 402-288-4242
Fax: 402-288-4244

Lobby Hours:

Monday-Friday 9:00 am to Noon
and 1:00 pm to 3:00 pm

Employees:

  • Kelly Kumm, Executive Vice President
  • Terri Olander, Teller

Hartington

Farmers and Merchants State Bank

203 S. Robinson
PO Box 76
Hartington, NE 68739-0076

Phone: 402-254-2488
Fax: 402-254-2487

Lobby Hours:

Monday-Friday 8:30 am to 4:00 pm

Drive Thru Hours:

Monday-Friday 8:30 am to 4:00 pm
Saturday 8:30 am to Noon

Employees:

  • Matt Jones, Vice President
  • Jerry Schroeder, Assistant Vice President
  • Mark Buechler, Assistant Vice President
  • Sheila Feilmeier, Teller
  • Erin Lammers, Teller
  • Laurie Lammers, Teller

Niobrara

Farmers and Merchants State Bank

254-10 Park Ave
PO Box 229
Niobrara, NE 68760-0229

Phone: 402-857-3344
Fax: 402-857-3467

Lobby Hours:

Monday-Friday 8:30 am to 3:30 pm

Drive Thru Hours:

Monday-Friday 8:30 am to 3:30 pm
Saturday 9:00 am to Noon

Employees:

  • Kelly Kumm, Executive Vice President
  • Susan Bolling, Teller
  • Janice Vakoc, Teller
  • Rebecca LaPointe, Teller

Yankton

Farmers and Merchants State Bank

89821 Hwy 81
PO Box 185
Yankton, SD 57078

Phone: 402-667-2006 Fax: 402-667-2101

Lobby Hours:

Monday-Friday 8:00 am to 3:30 pm

Employees:

  • Alvin E. Nelson, Vice President
  • Matt Jones, Vice President
  • Charleen Buschkamp, Teller

ATM Locations

  • Lewis and Clark Mini Mart
    89001 Hwy 121
    Crofton, NE 68730

  • F&M State Bank
    203 S. Robinson
    Hartington, NE 68739

  • F&M State Bank
    89821 Hwy 81
    Yankton, SD 57078

  • Broadway Billies
    124 S. Broadway
    Bloomfield, NE 68718

  • Niobrara
    248 Walnut Street
    Niabrara, NE 68760