Checking Accounts
Checking accounts that are as mobile as you are.
Personal Solutions
At Farmers and Merchants State Bank, our goal is to provide you with financial freedom and security.
Savings Accounts
Simple savings options with online flexibility.
Credit Cards
Make the most of every dollar spent.
Auto Loans
Get the vehicle you need with financing options that work for you.
Certificate of Deposit (CDs)
CD options that let you choose the terms.
Digital Banking
Online banking, mobile banking and digital payment solutions.
Individual Retirement Account (IRA)
It's never too late, or too little, to start saving for retirement.