Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

Important Information about Changes to FDIC Insurance:
On January 1, 2013, a change is scheduled to occur to FDIC insurance coverage on non-interest bearing transaction accounts. If you have a non-interest bearing transaction account with more than $250,000 in deposits, this change will impact you. Currently, the deposit insurance on a non-interest bearing transaction account is unlimited. Unless a law is passed to extend unlimited coverage before the end of the year, your deposits will be FDIC-insured to the maximum of $250,000 for each ownership category.

If you have any questions about this change or about your accounts, please contact your Banker. For more detailed information on how to calculate FDIC insurance coverage, please, visit the FDIC website at: We appreciate your continued business.


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