Farmers and Merchants State Bank
Consumer Retail Accounts (Including Payroll Cards)
Consumer Credit Card Accounts
Business and Commercial Accounts
First Solution Personal Loan & NEA Personal Loan
Children's Online Privacy Protection Act
We recognize that protecting children's identities and privacy is important. We do not knowingly market to or solicit information from children under 13 without parental consent.
USA Patriot Act
To help the government fight the funding of terrorism and money laundering activities, the USA Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person (including business entities) who opens an account.
What this means to you: When you open an account, we will ask for your name, physical address, date of birth, tax payer identification number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. We will let you know if additional information is required.